Damage Claims

The information contained herein is intended only as an informal guide to assist the public with the process of claims made directly to the City. It is not intended as legal, insurance, or other professional advice. Members of the public should contact their own insurance provider, broker, legal counsel, or other appropriate professional for advice regarding their particular circumstances.

Fire Department Damage

Damage to property may occur during emergency response and firefighting activities undertaken to protect life and property. This may include damage resulting from actions such as gaining access to a building, suppressing a fire, or preventing the spread of fire.

Under the Fire Safety Act, local authorities and fire departments have powers relating to fire suppression and the protection of persons and property.

If your property has been damaged during a Fire Department response, please contact your homeowner insurance provider to report the damage. Your insurance policy may provide coverage for the damage, and your insurer can advise you regarding the process.

Personal Injury

For injuries arising from an incident involving the City, please complete and submit the City’s Notice of Claim Form with details of the incident, including the date, time and location; a description of the injury; the names of any witnesses or City staff involved; and any supporting documentation, such as photographs or other relevant information.

Private Property Damage

The City is not an insurer for private property. Please contact your homeowner insurance provider to report the damage. Your insurance policy may provide coverage for the damage, and your insurer can advise you regarding the process.

Roads, Potholes, and Vehicle Damage

Please contact the City’s Operations Department at 604-793-2810 or [email protected] to report the hazard and document the date, time and location, the circumstances of the incident, and any damage sustained. The City is not an insurer for your vehicle. If your vehicle or other property has been damaged, please contact ICBC to report the damage. Your insurance policy may provide coverage for the damage, and your insurer can advise you regarding the process.

Sidewalks

The City regularly inspects and maintains its sidewalks. For incidents including trips, falls, or other hazards, please complete and submit the City’s Notice of Claim Form with details of the incident, including the date, time and location; a description of the injury; the names of any witnesses or City staff involved; and any supporting documentation, such as photographs or other relevant information.

Tree Related Damage

The City regularly inspects and maintains its planted trees. The City is not an insurer for damage by trees to private property. If you have suffered damage from a fallen tree/branch, please contact your homeowner insurance provider to report the damage. Your insurance policy may provide coverage for the damage, and your insurer can advise you regarding the process.

Water and Sewer Damage

For incidents involving watermain breaks, sanitary sewer backups or other water and sewer-related damage, contact the City's Operations Department as soon as possible to report the issue. During business hours, call 604-793-2810; after hours, call 604-792-2233. When possible, take steps to protect your property and document any damage. If your property has been damaged, please contact your homeowner insurance provider to report the damage.  Your insurance policy may provide coverage for the damage, and your insurer can advise you regarding the process.

Other Claims and Incidents

For claims or incidents that do not fall within one of the categories listed above, please complete and submit the City’s Notice of Claim Form with details of the incident, including the date, time and location; a description of the injury; the names of any witnesses or City staff involved; and any supporting documentation, such as photographs or other relevant information.

Please be advised that s. 744 of the Local Government Act provides that the City is immune from liability is certain situations:

Immunity in relation to certain nuisance actions:

744  A municipality, municipal council, regional district, regional district board, improvement district or greater board is not liable in any action based on nuisance or on the rule in the Rylands v. Fletcher case if the damages arise, directly or indirectly, out of the breakdown or malfunction of

(a) a sewer system,

(b) a water or drainage facility or system, or

(c) a dike or a road.

To report issues like potholes, streetlight repairs, illegal dumping, park maintenance and more via our  app, please download the City of Chilliwack app from the App Store or Google Play.

Attachments
Description Date File Size 
Notice of Claim Form 2026-09-18 459KB 
Property Damage Brochure 2026-09-18 839KB